Thursday, April 01, 2010

Happy Day, No Foolin'


I am so happy today. Seriously! The reason? As of today my family is covered by health insurance again. When Dylan was laid off last September, our health insurance went out the window along with his job. We had no income & there was no way that we could afford an insurance plan on our own. We're talking $800 - $900 per month here. So we really had no choice but to go without for the last 6 months. And I will note here that both Dylan & I were applying for jobs. I would have gone to work in order to help provide for our family & to gain insurance.

It took a while, but we were able to get the girls on medicaid, although we never ended up using it. Prior to the medicaid coming through, we did take advantage of a $10 per visit kids clinic here in town. Thank heavens for wonderful organizations like that! We had one antibiotic prescription that cost us about $200 without insurance. But for the most part we were extremely blessed & lucky to not have any major incidents.

Our daily prayers consisted of "Please help daddy to find a job." and "Please bless that we can be healthy & nobody gets sick." The Lord heard our pleading. Every time we got in the car I would worry that we'd get in an accident & our lives would be devastated by medical bills. Seriously. I think we settled into it & got used to it but the worry was constant for me. I couldn't let the kids just play without fear that one of them would break a bone.

I really do not want to get into politics here, but I think most who know me know that I am happy about the recent heath care bill. While it's not my ideal, I think it is good for our country & I am happy that reform is beginning to take place. There is a ton of confusion about the bill. It is not socialist. If you really understood it, you'd realize that it's really continuing to feed capitalism. The insurance companies are not going to be hurt here as they gain more clients. But I feel that it can only continue to get better & improve from here. Had there been an affordable option for us during that time of unemployment, I would definitely have bought into it. Being jobless during such a horrible economic period is stressful enough. For heaven sakes it would have been wonderful to at least have the peace of mind that we could go to a doctor if needed.

Really, I wanted to share this, but I don't want to open up the gate for political arguing & fighting. I don't want it to take place here in my happy place. I will delete your comment if you start to get confrontational. Sorry, to be this way. Just want to keep the positive, happy feeling that exists here on the Sparkle Power blog.

But I am happy, happy today. So happy! Sadie can go to the eye doctor (she should have gone in Jan.), we can get to the dentist & the girls can get their well checks. Life is good.

Celebrate this happy day with us by downloading Dylan's new monthly mix. It is awesome!!! I think it may be my favorite ever! :)

21 comments:

Heather at All A Flutter said...

that's wonderful news! i'm with you on the reform bill. so glad something is finally happening.

JMillerFam said...

yay!

we're having a happy day here too in Cleveland. It's one of those beautiful spring days....wish we could go on a walk together with the kids....

Hugs to you all!

The Smith Family said...

So happy for you...looks like a happy place indeed from the picture!

Ariel said...

That is AMAZING news....especially for a Mom! We are thankful everyday for our insurance, and I too believe the healthcare reform is a huge step in the right direction. SO happy for you today!

Plan and Play said...

I am glad to hear your good news. I don't know you personally but I feel your pain. Nobody in this country of ours should be worried about health insurance. I agree, we are going in the right direccion. Best wishes to you and your family!

Elena

Melanie said...

I totally stressed out every time we were between jobs and health insurance... or waiting for 60 days for insurance to kick in or whatev. I know how it is! So I'm glad you have health insurance! My hub's employer offers lots of options, which helps us get the cheap but plentiful option, but in order to keep the same options under the new health care bill, they have to fork over 1 Billion more a year. Which is one of the reasons why they are changing things up and we won't have a job come July (more OUR choice, since we can't afford the move to Irvine, CA on the same salary). I guess there is a down for every up, and an up for every down, right?
But eye exams! Dentists! That is happy.

Chelle said...

You don't know me, but I stalk your blog! :) I always find tons of cute stuff here!! I have been in your shoes as far as unemployment goes and worrying about health insurance. My husband was laid off and we had to do without insurance for our kids for quite a while! We have 4 kids under the age of 6! We too were so very blessed to not have any major medical issues while we were in between both jobs and insurance. But I have to say, a government that is big enough to give us everything we need is also big enough to take everything we have away! The healthcare bill has both good sides and bad..works better for some than others. But, as a mother I know first hand the stress of not having your kids covered. So, on that note...I'm glad for you and your kids!

ghislaine said...

I understand the feeling. I feel very blessed to live in Canada and to have affordable health care. I think it will be a good thing for your nation with the new health care bill too. I was rather impressed when Obama signed it.

Candace said...

Chelle,

Thanks for your comment. I don't think that the government is "giving us everything" in this case. What's happening here is they are making it possible for people without health insurance to group together (by states) & purchase their own insurance at a better rate than if they were going at it all alone.

And it is also implementing laws for the insurance companies so that they can't do really messed up things like offer you an insurance plan & then deny every claim that you submit.

I think we need to be careful about the rhetoric that we're allowing to stick in our minds & then recirculate. As I said before no socialized medicine going on here....just more good ol' capitalism that the U.S. loves.

Kayanna said...

Congrats, that's wonderful! I live in fear of being laid off and losing our medical benefits. (My husbands' employer doesn't offer them) so I can't only imagine what you've been going through the last six months.

Jenn said...

I'm so glad you posted this! Being self employed has made insurance a nightmare and I wasn't even able to get it when we moved (luckily my daughter and husband were able to) just because I had my gallbladder out the year before. I'm with you that NO the healthcare bill doesn't fix everything but I'm sure glad I can get insurance now. Congrats on getting a job, and insurance and all that!

Cheryl @ a pretty cool life. said...

I'm happy for you.

While I think this healthcare bill is not the right answer and is disastrous for our country, I don't want anyone to live with a constant cloud of worry over their head. :)

Leslie said...

ironically today is the first day we have ever been not covered, EVER... job loss is so not fun.

thanks for the reminder to pray for health. God knows our uncertainty and also today driving made me a nervous wreck just knowing we had no medical coverage... yikes...

hopefully we will so so shortly.. praying..

thanks for your honesty in this post... nice to know we aren't or weren't alone!

love all the cute stuff you have been whipping up.

Brooke said...

I think it was brave of you to speak up about your struggle being uninsured, and your feelings about the health care bill. It's easy to judge something before you have ever been in the situation, but it's nice to see an opinion founded on personal experience and knowledge.
It's so good you have health coverage again. My brother and his family struggled with the same issue and I know what a huge strain it was on our family.

Amy said...

I am also a stalker/follower of your blog! I'm so happy to hear your little one will be able to get the care she needs! As a mom we all just want our children to be healthy and happy! My son would be handicapped today if it wasn't for our good insurance and amazing doctors so I know how important medical care is!

I have actually read the healthcare bill- yes I am a loser! I'm not a fan of 90% of it but the 10% that helps your family is what I do like! health insurance shouldn't be tied into a job. It should be portable and each individual should be responsible
for their own- my two cents:-)

glad you are breathing a sigh of relief, though! and I appreciate you getting political. this is an important topic. Thanks for sharing your story!

Lori said...

yea! i am happy for you!! I wanted to add I am happy about the bill passing and excited about the education reform that was slipped in. I think the healthcare bill may be a hard pill to swallow for some but in the long run our country, communities and citizens will be better off. On a sidenote I walked into the grocery store yesterday and swore I saw Sadie. It was funny! I quickly looked for the little girl's mama and it was not you! she has a doppelganger in texas!

giddygoat said...

We've never been in the position where we have been without healthcare, but as a one income family I know it could happen in an instant.

Let's allow all families to live healthy, happy, and less worried lives when it comes to healthcare.

kirsten said...

so glad that that worry is gone for you!

and i totally think that healthcare should NOT be attached to your job. it's just not fair.

Tiffany said...

I was due to lose my job in March10 and this was a huge worry. My husband has a small business (its just one year old), so we couldn't switch to his or afford to buy. Fortunately, I am still here at my job on a "project" (aka God's Blessing cause there is no work for me) and I am thankful that I will be protected should I (when I) lose my job in the near future. I'm happy to hear that some Americans can see past the terror politics. Excited for u, ur fam and all Americans! P.S. I found u by looking for Don't Eat Pete and my 3 year old LUVS it!

mummalu said...

Wow, I am from Australia. I have never realised just how blessed we are to have a good public health system. Congrats to getting back on top of things, it must feel great.

Jo - To a Pretty Life said...

Hi. I just found your blog via your ruffled shirt tutorial. The US health care system is one of the main reasons I am glad to be a Canadian! My mom just found out she has to go for brain surgery, and is on disability assistance for almost her only income, so if she were American it would never happen. I'm glad you are now covered. I can't imagine having to worry about medical bills in the midst of a crisis.

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